Benefits of Homeownership

There are many benefits to homeownership Here are the top five:

1. Savings: Owning a home is like investing in an automatic savings account. You accumulate savings in two ways. Every month, a portion of your monthly mortgage payment goes to the principal, reducing the overall loan amount. Each year, a percentage of your mortgage payment goes to paying down the principal. Second, your home appreciates over time, making it one of the best financial investments and increasing your household wealth.

2. Tax Breaks: Owning a home can unlock some of the biggest potential tax breaks most people have access to. The interest paid on a home loan is typically the largest potential deduction for middle-class Americans.

3. Equity: Buying a home is the largest investment most families will ever make and homeownership is the largest creator of wealth for Americans. It allows families to build financial security as the equity in their home increases. On a national level, home appreciation has historically risen 5-6 percent annually. When you pay a landlord, its money down the drain. When you pay a mortgage, your money is going towards something you own and is over time producing equity.

4. Price Stability: Las Vegas is a city where rent-controlled apartments do not exist. What this means is that each lease renewal could mean an increase in your rent. Owning a home provides price stability. While a rent payment can change substantially from year-to-year, you will have the same monthly payment for 30 years under a fixed-rate mortgage. Even if you get an adjustable rate mortgage, your payment will stay within a certain range for the entire life of the mortgage.

5. Security: When you own, it’s yours. And it remains yours for a lifetime if you choose. You also live in a neighborhood with other homeowners, meaning more time to build relationships and friendships. Recent studies have also shown that homeowners rank themselves as healthier than their renter counterparts.

The Las Vegas Housing Market is hot right now! It’s a great time to buy. Don’t hesitate and start building equity today!

Top Reasons to Buy A New Home

Some reasons why you should choose not only to buy a NEW home but to buy a new home built by American West:

ENERGY EFFICIENCY – New homes have the latest environmentally-friendly, cost-saving, advanced technology materials and appliances. The energy conservation features in all of American West’s homes are numerous and included in your new home. If you did not get the chance to experience all that American West’s eHome program has to offer when visiting our models, stop back by and let us demonstrate them to you.

SAFETY – New homes are built with the latest materials, have passed inspections, and conform to current building codes. The same cannot be said for a resale home.

YOUR CHOICES – Choose your own flooring, finishes, appliances and colors. Who wants to spend time changing someone else’s taste? And with American West, you also get to choose your homesite, exterior style and color and front yard landscaping.

LOW INTEREST RATES – Rates remain at historic lows. Our Preferred Lenders can help you lock in a payment that fits your budget.

GREAT SELECTIONS – American West offers a wide variety of new home designs in our 8 communities located throughout the Las Vegas valley with new home designs ranging from 1,608 to 4,770 square feet. As a company, we believe you should have all the benefits of master plan living without extra fees associated with it.

IT’S YOUR HOME – It’s more than a house.  It’s a place to raise your family, build a sense of pride, make memories to call your own.

Let’s make your dream of a new home come true today. Our sales office are open daily from 10 a.m. to 6 p.m. Visit for more information on our new homes and communities.

Benefits of A New Home

The National Association of Homebuilders (NAHB) has declared April to be New Homes Month. To help celebrate New Homes Month, we thought we would share with you some benefits of owning a new home:

  • New homes feature designs that suit modern lifestyles, with open space layouts, high ceilings, large windows, innovative kitchens and design features such as laundry rooms located near bedrooms, walk-in closets and large pantries. New homes are built for the way families live today.
  • New home buyers enjoy the ability to choose the finishes, fixtures, flooring, paint colors, and more that suite their preferences, without the hassle or cost of changing the previous owner’s taste.
  • Even though new homes tend to be larger, energy costs are about 10 percent lower in new homes compared to existing homes. Today’s new homes are built with environmentally-friendly features that make the home more comfortable and can save the home owners on energy costs. With an American West new home, these features are included in your home.
  • New homes are safer with newer construction materials and electrical wiring that can accommodate modern appliances and components such as high-definition televisions, security systems, complex lighting and audio setups.
  • New homes come with a warranty.
  • New homes not only benefit the home owner, they benefit the community. The estimated one-year local impact of building 100 single-family homes in a typical metro area include: $21.1 million in local income, $2.2 million in taxes and other revenue for local governments and 324 local jobs.
  • Today’s near-record low interest rates combined with the benefits of new construction make now the ideal time to achieve the American dream of homeownership in a brand-new home.

American West currently has 9 communities located throughout the Las Vegas valley with new home designs ranging from 1,608 to 4,770 square feet. Visit for more information.

Let American West help make your dream of a new home come true today!


Buying A New Home in 2013

Happy 2013! It’s a new year and the start to make the dream of homeownership come true for you or possibly someone you know.

With new home designs ranging from 1,608 to 4,770 square feet, there is a variety of American West homes to fit everyone’s needs.

2013 is going to be a great year to be a homeowner. Some reasons why you should buy now:

Mortgage rates are still crazy low… Low mortgage rates can be like rainbows – they’re pretty incredible but when they’re gone, they’re gone. A few years ago, 30-year fixed rates were above 6.00%. For December 2012, they averaged 3.35%. Interest rates have a huge impact on your mortgage payment. When the low interest rates disappear, they probably won’t be coming back for a long, long time (if ever).

Protection against rental increases… Rents have a tendency to increase each year or two to accommodate for inflation. Owning a home and having a fixed-rate mortgage means you’ll have the same mortgage payment each month for the life of your loan.

Home prices are low – FOR NOW… Home prices are on the rise and by waiting you will miss out on these incredible prices.

Save on taxes… There are a lot of great tax benefits to being a homeowner.

Build equity… Homeownership is still one of the most sound investments you can make. The difference between renting and owning a home is that homeownership lets you build your own monetary value, instead of your landlord’s.

Contact us today and let us help make 2013 your year to own the home of your dreams. For more information on American West’s communities and new homes, visit our website or call (702) 308-1111.

Watch a video of a sampling of the homes built by American West…

Homeownership Facts

Some interesting information in regards to homeownership:

  • There are outstanding opportunities to buy a new home. Interest rates are still low, prices are right and we have a large selection of new home designs to choose from.
  • Today’s new homes are safer and more energy-efficient than ever before. Save money on energy costs and enjoy more modern lifestyle features such as open floor plans, home offices and outdoor living spaces. Visit any of our communities to find out more about American West’s eHome.
  • As a long term investment, homeownership is still one of the best investments for individual households. Over years of ownership, home appreciation builds financial security for a family’s future. While home values can fluctuate with economic conditions, they have historically increased over the long term. Homeownership is the single largest source of net worth for most families.
  • Over the long term, homeownership is still a solid stepping stone to a future of financial security for your family. Housing markets, like all markets, inevitably have their ups and downs. Homeownership has a track record that is virtually unmatched by any other purchase in terms of its real benefits.
  • The financial benefits of homeownership begin in the first year for most home owners, through the ability to deduct mortgage interest and property taxes paid off their taxable income.
  • Over the long term real estate has consistently appreciated, even through periodic adjustments in local markets in response to economic conditions. On a national level, home appreciation has historically increased 5-6 percent annually, report economics at The National Association of Home Builders.
  • Owning a home provides important emotional benefits to a family. First and foremost, a home is where your family can relax, spend quality time together and build lifelong memories.
  • Owning a home is among the values that Americans most cherish – an important part of the American Dream. Families continue to seek to achieve the American Dream of homeownership.
  • You can’t beat today’s incredibly low interest rates. When interest rates go up, the effect on monthly payments can be dramatic.

We look forward to making your dream of new home come true. Visit our website at  and explore our 8 communities located throughout Las Vegas. For more information, call (702) 308-1111.

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